Terms of Service
1. Introduction
Collefolio is operated by Studio Anorak Ltd, a company registered in New Zealand (“we”, “us”, or “our”).
These Terms of Service (“Terms”) govern your access to and use of the Collefolio platform, website, and associated services (collectively, the “Service”).
By creating an account or using Collefolio, you agree to be bound by these Terms. If you do not agree, you must not use the Service.
For questions, contact
2. Eligibility
You must be at least 13 years old to use Collefolio.
If you are under 18, you may only use the Service with the consent and supervision of a parent or legal guardian who agrees to these Terms on your behalf.
By registering, you confirm that you meet these requirements and that all information provided is accurate.
3. Description of Service
Collefolio is a digital collection management and portfolio insight platform for football shirt and memorabilia collectors.
Users may:
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Catalogue and manage collections
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Upload images and item data
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Track valuations and performance
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Use automated import and AI-assisted analysis tools
The Service is provided as an informational and organisational tool only.
4. Accounts
You are responsible for:
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Maintaining the confidentiality of your login credentials
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All activity under your account
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Promptly notifying us of unauthorised access
We may suspend or terminate accounts that violate these Terms.
5. Subscription and Payments
Collefolio operates on a paid annual subscription basis.
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Fees are payable in advance.
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Subscriptions renew automatically unless cancelled before the renewal date.
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By subscribing, you agree to recurring payments, which you can cancel at any time.
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A 7-day refund period applies from the date of initial payment. After this period, payments are non-refundable.
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Payments are processed by a third-party provider such as PayPal. We do not store credit-card information.
You are responsible for maintaining valid payment details.
6. User Content
You may upload images, data, descriptions, and related material (“User Content”).
You retain ownership of your User Content.
You grant us a limited, non-exclusive licence to host, store, process, and display the content solely for the purpose of operating the Service.
You are responsible for ensuring your content:
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Does not infringe intellectual property rights
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Does not violate privacy rights
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Is not unlawful, harmful, or misleading
You are responsible for any sharing or distribution of exported data outside the platform.
7. Acceptable Use
You agree not to:
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Use the Service for unlawful or fraudulent purposes
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Attempt to hack, disrupt, reverse engineer, or interfere with platform functionality
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Use scraping tools or automated data extraction
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Upload malicious code
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Impersonate other users
Breaches may result in suspension or termination.
8. Valuation and Investment Disclaimer
Collefolio provides AI-assisted valuation tools based on available market data.
Valuations:
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Are estimates only
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May not be complete, accurate, or current
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Depend on third-party data sources
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May change without notice
We do not guarantee the completeness, accuracy, or timeliness of valuation data or market comparables.
All valuation information is provided for informational and educational purposes only and does not constitute financial, investment, legal, or professional advice.
You acknowledge that you rely on valuation data at your own risk.
Studio Anorak Ltd is not responsible for:
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Financial losses
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Changes in market value
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Missed investment opportunities
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Decisions made based on platform data
9. Data Loss and Platform Risk
We implement reasonable technical and organisational safeguards to protect user data.
However, no system is completely secure or immune from failure.
We do not guarantee that:
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Data will never be lost, corrupted, or unavailable
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The Service will be uninterrupted or error free
You are encouraged to maintain your own backups of important information.
10. Privacy
The collection and use of personal data are governed by our Privacy Policy.
By using the Service, you consent to our processing of data in accordance with that policy.
11. Intellectual Property
All intellectual property rights in the platform, including software, branding, design, and content (excluding User Content), belong to Studio Anorak Ltd or its licensors.
You may not reproduce, distribute, or create derivative works without prior written permission.
12. Indemnification
You agree to indemnify and hold harmless Studio Anorak Ltd from any claims, damages, losses, or expenses arising from:
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Your use of the Service
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Your User Content
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Your breach of these Terms
13. Account Termination
You may terminate your account at any time.
We may suspend or terminate accounts that:
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Breach these Terms
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Are inactive for extended periods
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Are suspected of fraudulent or abusive activity
Upon termination, access to content may be permanently removed after a reasonable retention period, except where legally required otherwise.
14. Service Availability
We strive to maintain reliable service but do not guarantee uninterrupted availability.
We are not liable for losses resulting from downtime, maintenance, or factors beyond our control.
15. Limitation of Liability
To the maximum extent permitted by law:
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We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Service.
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We make no warranties regarding accuracy, reliability, or suitability of the platform or valuation data.
Your sole remedy for dissatisfaction is to discontinue use.
Nothing in these Terms limits liability that cannot be excluded under New Zealand law.
16. Changes to the Service or Terms
We may modify the Service or these Terms at any time.
Significant changes will be communicated via email or platform notice.
Continued use after changes constitutes acceptance.
17. Governing Law and Jurisdiction
These Terms are governed by the laws of New Zealand.
Any disputes shall be subject to the exclusive jurisdiction of the courts of New Zealand.
18. Contact
For questions, feedback, or complaints, please contact:
Studio Anorak Ltd
Suite 14623
17B Farnham Street
Parnell
Auckland 1052
New Zealand
Email:
Summary of Key Points
Collefolio is a paid annual subscription service.
Valuations are estimates only and not financial advice.
You retain ownership of your content.
Refunds are available within 7 days of payment.
Governed by New Zealand law.
Last Updated: [22/02/2026]